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Project Enterprise is a New York City based microfinance nonprofit whose mission is to support and develop entrepreneurs and small businesses in the under-resourced communities of New York City. By providing microloans, business development services and networking opportunities, Project Enterprise helps entrepreneurs increase their standard of living, create jobs for their communities, and build financial assets. == History == Project Enterprise (PE) was started in 1996 by Nick and Debra Schatzki. At inception PE was the only provider of micro business loans in New York City that did not require prior business experience, credit history or collateral to provide market-rate financing for small businesses. PE has been a certified Community Development Financial Institution (CDFI) since 1998, which is a special designation by the US Treasury that identifies organizations that are effective at linking under-resourced communities with sources of capital. In 2006, PE was recognized for its work with entrepreneurs by The Association of Enterprise Opportunity (a consortium of organizations that provide loans and/or business training to micro entrepreneurs in the United States). The recognition came as a result of Project Enterprise’s Access to Markets Initiative. PE is proud to provide small loans that serve the diverse needs of our entrepreneurs. We have loaned more than $2 million to low-income entrepreneurs in New York who have used their funds to purchase supplies and equipment, develop websites, obtain licensing, and develop business cards and brochures. PE also provide members opportunities to connect through networking events, and training workshops. PE works with minority and women entrepreneurs whose lack of assets and formal records makes them ineligible for traditional forms of business financing. Many of these entrepreneurs lack start-up capital and cannot save money fast enough to acquire the amount needed to finance a small business. They do not qualify for loans from banks because they lack assets to offer as collateral and may have bad credit histories or no credit history. Prior to coming to Project Enterprise, only 9% of entrepreneurs had received a loan from another financial institution. Project Enterprise works with entrepreneurs regardless of their prior business experience or current business status and is the only lender in New York City that does not require credit history, guarantors or collateral to provide financing. Upon intake, 55% of entrepreneurs who join (PE) are just starting their businesses and have had no sales yet. Another 12% of entrepreneurs have been operating their business for less than 6 months and 33% have been in business for more than 6 months. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Project Enterprise」の詳細全文を読む スポンサード リンク
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